Aged Care

Home Care Package Levels 1-4: What They Meant and What Replaced Them

Home Care Package

Aged Care | Home Care | Family Guidance

Reviewed and current as of September 2026

Quick Answer

Home Care Package Levels 1 to 4 were the four funding tiers under Australia’s old home care system, ranging from basic support (Level 1) to high-level, complex care (Level 4). The Support at Home programme replaced them on 1 November 2025 with 8 classification levels, and existing recipients transitioned automatically under no worse off protections.

Home Care Package Levels 1 to 4 were the four funding tiers under Australia’s old home care system, ranging from basic support (Level 1) to high-level, complex care (Level 4). This system was replaced on 1 November 2025 by the Support at Home programme, which now uses 8 classification levels instead of 4. If you were already receiving a Home Care Package before that date, you automatically transitioned to Support at Home under “no worse off” protections. This guide explains what each of the old levels meant, and how they map to the current system.

Navigating Australia’s aged care system can feel overwhelming, especially with terminology that’s changed recently. For years, “Home Care Package Levels 1 to 4” was the standard way people talked about home care funding, and it’s still a common search term even though the system itself has moved on.

This guide explains what each of the four original levels meant, why the terminology has changed, how the old levels map to the current Support at Home classifications, and what to actually search for if you’re applying for home care support today. If a family member or friend mentioned “Level 3 home care” or you’ve seen the term in an older document, this guide will make sense of exactly what that meant.

Why Does This Old Terminology Still Come Up?

Even though the 4-level system officially closed to new applicants in November 2025, the terminology hasn’t disappeared overnight. Many families are still working through documents, provider conversations, or memories of a parent’s or grandparent’s care from before the change, all of which may reference the old levels. Older webpages, printed brochures, and even some provider systems can take time to fully catch up to new terminology, so understanding both the old and new systems side by side is genuinely useful, not just historical trivia.

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Important: This System Has Changed

Home Care Packages, and their four levels, no longer exist for new applicants. From 1 November 2025, the Support at Home programme replaced them with 8 classification levels. If you’re applying for home care support today, you’ll be assessed under Support at Home, not the old 4-level system. This guide is kept for reference and for anyone already on a legacy package, with the current equivalent explained throughout.

What Was Home Care Package Level 1? Basic Support

Who It Was For

Older Australians with basic care needs, typically someone largely independent but needing a little extra help to manage daily living. This was the entry point into the home care system, for people who could still manage most of their day-to-day life but benefited from targeted assistance to remain safe and comfortable at home.

Typical Services

  • Help with cleaning, cooking, and laundry
  • Occasional transport to medical appointments or shopping
  • Social support and companionship visits
  • Basic equipment such as walking aids

What Was Home Care Package Level 2? Low-Level Care

Who It Was For

People with low-level care needs requiring more consistent support than Level 1 provided. This tier was common for people managing a chronic condition or early mobility challenges who needed regular, rather than occasional, assistance.

Typical Services

  • Regular personal care (showering, grooming, dressing)
  • Support for meal preparation and nutrition
  • Transport and assistance attending social activities
  • Access to allied health professionals like podiatrists or physiotherapists

What Was Home Care Package Level 3? Intermediate Care

Who It Was For

People with intermediate care needs requiring more structured and frequent support, often reflecting a genuine shift in a person’s health or independence.

Typical Services

  • Daily personal care, including showering and dressing
  • Medication management
  • Complex meal preparation and dietary support
  • Home modifications such as grab rails and ramps
  • Regular allied health services (occupational therapy, physiotherapy, speech therapy)

What Was Home Care Package Level 4? High-Level Care

Who It Was For

People with high-level or complex care needs requiring daily or near round-the-clock support. Families at this level were often weighing whether home care could still meet their loved one’s needs, or whether residential aged care had become the safer option.

Typical Services

  • Comprehensive personal care and nursing
  • Regular visits from registered nurses
  • Advanced home modifications (hospital beds, hoists)
  • Ongoing allied health services
  • Palliative and end-of-life care support

Home Care Package Levels 1-4: Funding Snapshot (Legacy Rates)

For historical reference, here’s how annual funding was allocated under the old 4-level system before it was replaced.

LevelCare NeedsApprox. Annual Funding
Level 1Basic care needs~$10,300/year
Level 2Low-level care needs~$18,100/year
Level 3Intermediate care needs~$39,300/year
Level 4High-level care needs~$59,600/year

Legacy figures based on 2025-26 Department of Health and Aged Care data, no longer current for new applicants.

How Do the Old 4 Levels Map to the New 8 Support at Home Levels?

This is the question most people actually need answered today. The new Support at Home system uses 8 classification levels instead of 4, with funding ranging from around $11,795 at Level 1 up to $78,106 at Level 8. Broadly, the old 4-level structure maps to the new one like this, though it’s an approximate guide, not an exact conversion, since the assessment criteria themselves have changed too.

Old HCP LevelBroadly Maps To (Support at Home)
Level 1 (Basic)Support at Home Level 1-2
Level 2 (Low)Support at Home Level 2-3
Level 3 (Intermediate)Support at Home Level 4-5
Level 4 (High)Support at Home Level 6-8

For the full current breakdown of all 8 Support at Home levels, funding amounts, and what’s included at each, see our guide to aged care funding in Australia.

What Happens If You Were Already on a Home Care Package?

If you were receiving a Home Care Package before 1 November 2025, you were automatically transitioned to the equivalent Support at Home classification, protected under “no worse off” arrangements. This means your funding and support didn’t reduce as a result of the change. If you have questions about which Support at Home level you’re now on, your provider or My Aged Care can confirm this directly, and it’s worth requesting written confirmation for your own records if you haven’t already received it.

How Were Home Care Package Levels Assigned?

Eligibility was determined by an Aged Care Assessment Team (ACAT), which assessed current health and mobility, ability to perform daily activities, emotional, social, and cognitive needs, and home safety and environment. This assessment was genuinely comprehensive, usually involving a home visit and detailed conversation with the person and their family, rather than a purely clinical checklist. Under Support at Home, assessments continue in a similar way, now determining one of the 8 current classification levels instead, with the same emphasis on understanding the whole picture of a person’s life and needs, not just their diagnosis.

What Was Included and Excluded Across All Levels?

Regardless of level, home care package funding generally covered personal care, domestic assistance, nutrition and meal preparation, transport for appointments, social support, equipment and aids, and nursing and allied health services. It couldn’t be used for rent, mortgage, or household bills, general groceries, entertainment or holidays, medical costs already covered by Medicare or the PBS, or home renovations unrelated to safety or independence.

These same principles carry through to Support at Home today, our full breakdown of what’s covered under the current system is in our guide to home care package inclusions and exclusions.

How to Apply for Home Care Support Today

For a full walkthrough of eligibility criteria, see our guide to home care package eligibility.

1

Contact My Aged Care

Call or apply online to register

2

Assessment

An assessor visits your home to evaluate needs

3

Approval & Waitlist

Approval is granted for a classification level

4

Choose a Provider

Select a provider to manage and deliver services

5

Care Plan

Services are tailored to your preferences and needs

Choosing the Right Level of Support

Key Insights Families Should Keep in Mind

  • Start with an honest conversation about care needs, don’t underestimate them
  • Be proactive about reassessment if health declines, rather than waiting for a crisis
  • Use your care plan to prioritise the services most valuable to your lifestyle
  • Higher levels of need can mean longer wait times, so plan ahead where possible

Understanding what Home Care Package Levels 1 to 4 meant is still useful context, but if you’re planning care today, the practical next step is understanding the current Support at Home classifications instead. The right level of support ensures safety, dignity, and independence, while making sure funding is used efficiently and families and carers get the respite they need.

It’s also worth remembering that home care, at any level, isn’t necessarily a permanent solution. Needs change over time, sometimes gradually, sometimes suddenly, and reassessment exists precisely so support can adjust with them. Families who stay proactive about reassessment, rather than waiting until a crisis forces the issue, generally find the transition between levels, or eventually into residential care if that becomes necessary, far less stressful.

At Superior Care Group, family-owned and operated since 1979, we help families navigate exactly this kind of change, whether that means understanding current home care classifications or considering the right time to move into residential aged care. Our residences at Wellington Park in Brisbane and Merrimac Park on the Gold Coast welcome a conversation about your family’s specific situation. You can learn more at superiorcare.com.au.

Have Questions About Home or Residential Care?

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Merrimac Park 50 Macadie Way, Merrimac, Gold Coast (07) 5618 1111

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FAQ

You ask,
we answer.

Can I still apply for a Home Care Package Level 1-4?

No. New applicants are assessed under the Support at Home programme, which uses 8 classification levels. The old 4-level Home Care Package system is closed to new applicants.

What is a Level 4 home care package worth?

Under the old system, Level 4 funding was approximately $59,600 a year. Under the current Support at Home system, the closest equivalent classifications range from roughly $40,000 to $78,106 a year depending on assessed needs.

What does a Level 1 home care package include?

Under the old system, Level 1 covered basic support, house cleaning, meal preparation help, occasional transport, and social support. The equivalent current Support at Home levels 1-2 cover a similar scope of everyday living and independence support.

Can I move between levels?

Yes. Under Support at Home, if your needs change, a reassessment can move you to a higher or lower classification level to match your current care needs.

How long are wait times for home care support?

Wait times vary depending on demand and assessed classification level. Contacting My Aged Care early and completing your assessment promptly is the best way to minimise delays.

Do unused funds roll over?

Under Support at Home, up to $1,000 or 10% of your quarterly budget, whichever is greater, can carry forward to the next quarter, but funds are capped and shouldn’t be left unspent indefinitely.

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